Salt Lake City Homeowners Insurance
Chances are, your home is one of your most valuable investments. Let the agents at Direct Insurance Services find a homeowners insurance program that meets your needs.
Depending on the property type, there are several different home policies we can offer you:
- HO-3 policy (for owner occupied structures)
- HO-4 policy (for renters)
- HO-5 policy (for owner occupied structures, but covers personal property "open perils")
- HO-6 policy (for condominium unit owners)
Homeowners policies include coverage on a package basis, meaning that a variety of insurance coverages are included on the same policy. For example, a typical HO-3 homeowners policy will offer coverage for the structure of the home, detached structures, personal property, loss of use, personal liability and medical payments coverage. In addition, home policies can be endorsed to include dwelling replacement cost coverage, personal property replacement cost coverage, water and sewer backup, earthquake, scheduled property and many other options.
Be sure to review your existing policy carefully to ensure that you have the right coverage for your home. If you would like a free homeowners insurance quote or coverage comparison, please call Direct Insurance Services today at (801) 255-7300.